Real Savings, Not just a Discount Card

$0 cost medications Included With the Employer Sponsored Preventive Access (ESPA)

Most prescription perks are a single discount rate applied at checkout. This one is built around a defined formulary: a published list of more than 1,000 commonly prescribed acute and chronic medications that are included for members enrolled in the employer’s ESPA. Filled at more than 70,000 pharmacies nationwide, with mail-order and an assistance program for higher-cost drugs. Search for one of your medications below and see if you can start saving.

Formulary Search

Prescription Benefit

Is Your Medication on the Formulary?

Type a medication name to check the formulary included with your plan. A defined list of more than 1,000 commonly prescribed acute and chronic medications, not a single discount rate.

0 medications on the formulary 0 acute 0 chronic

How to read this. A match means the medication appears on the current formulary at the listed dose and form. The formulary specifies particular doses and quantities, so a medication may appear at some strengths and not others. A valid prescription is required for any medication.

If your medication is not listed here, it may still be available at a reduced price through the plan. Confirm options during enrollment.

Informational only. The formulary and its pricing can change. This tool is a prototype for review and does not establish eligibility, price, or availability. It is not insurance and not a quote. Final formulary status is confirmed through the plan at enrollment.

What Makes This Different

A DISCOUNT CARD VS A FORMULARY

A discount card lowers a price at the register. A formulary is a defined list of medications the plan includes, chosen to cover the conditions employees actually fill prescriptions for. This benefit is built on a formulary, with a discount available on top for medications that fall outside it. That is a structural difference, and it shows up at the pharmacy counter.

By using pre-tax dollars and offering access to discounted pharmacy pricing, this benefit helps lower out-of-pocket medication costs for your employees while also reducing your company’s payroll tax liability.

This prescription benefit

  • A defined formulary of more than 1,000 acute and chronic medications at $0 cost
  • Members can look up a medication before they fill it
  • Off-formulary medications still fill at a reduced price
  • An assistance program for certain higher-cost medications

A typical discount card

  • One discount rate applied to whatever you happen to fill
  • No defined list, so members guess what they will pay
  • Savings vary pharmacy to pharmacy

How It Works

When your business enrolls in BizPower Benefits, your employees and their dependents gains access to prescription savings that work nationwide—at over 70,000 pharmacies.

More Than 1,000
Medications on the Formulary

$0 Cost to Employees

Doesn't Hit Your Major Medical

Real Savings For Your
Employees Each Month

There are no copays, no insurance claims, and no disruption to your existing healthcare plan. It’s a simple, seamless way to help your team feel supported every time they head to the pharmacy.

Why It Matters for
Your Employees

Filled Prescriptions, Without Touching Your Major Medical Plan or Employee's Wallets

The BizPower Benefits Rx plan helps your team:

When employees can fill the medications they need without sticker shock, they stay on their treatment and lean less on urgent care and the emergency room. The prescription benefit is one of the services employees may access through the ESPA employee technology portal. BizPower Benefits provides the plan documents and the technology that make it simple to put in place and simple to administer. The employer sponsors the plan. It works alongside the existing major medical plan and does not change it.

And when your team is healthier, your business benefits too.

Benefits for Employers

With BizPower Benefits:

Offering prescription savings doesn’t just help employees—it’s also a strategic move for your bottom line.

One of the fastest-growing costs in employer healthcare is prescription spend. Your ESPA plan helps provide employees access to many common medications without adding additional pressure on your major medical plan.  Real savings for your employees and potential savings in your premiums when your dependency on your major medical is decreased.  

It’s a win-win for your team and your business.

Why BizPower Benefits Is Different

Other providers offer Rx savings. We take it further by wrapping it into a smart, IRS-compliant benefits model that delivers savings and compliance, all under one umbrella. That means:

Full compliance with IRS Section 125

Guaranteed employer savings per participant

Simple onboarding with zero disruption

Audit protection included

Ready to See the Numbers?

With BizPower Benefits:

Want to know how much your business could save by offering prescription benefits with BizPower?

Use our Savings Calculator to get a personalized estimate in less than 2 minutes.

Give Your Team Access to the Medications They Need

Without the Stress, Cost, or Copays

Let BizPower Benefits make your prescription coverage simpler, smarter, and more affordable—while helping your business thrive.

What Companies Are Saying

“The prescription savings alone paid for the program within months.”

— HR Manager, Logistics Firm

“Employees feel supported—and we’ve seen better medication adherence across the board.”

— Director of People, Healthcare System

“BizPower Benefits is everything we wanted from a wellness plan—and more.”\

— CFO, Manufacturing Company

Let’s Build Your Plan

Smarter benefits start with a simple conversation. Book a free strategy session today and discover how BizPower Benefits can work for your team.